Long-term care insurance is there if you develop a health condition that requires partial or full-time care. It typically covers both care at home and at specialized facilities like an adult daycare center, assisted living facility, nursing home or memory loss unit.
Many people mistakenly believe that Medicare or Medicaid would cover this type of care, but this is often not the case.
Without long-term care insurance, you may spend your savings and retirement funds or have no choice but to rely on a family member for care.
Long-term care insurance is worth it because it protects your assets, spares your family from financial and emotional stress, and puts you in control of your health decisions.
Contact us to learn more about this important coverage.
